Everyday Savings by Payfare Powered by Dosh Terms of Service
Last Updated: December 15, 2021
Payfare International Inc. uses the DOSH Holdings LLC (“DOSH,” “our,” “we”) cash-back platform to manage the Everyday Savings by Payfare program (the “Program”). DOSH is a third party that is not affiliated with Stride Bank, N.A. or Payfare International Inc. By participating in the Program, you agree that DOSH may create a wallet for you on its platform in order for you to earn and redeem rewards based on qualifying transactions with participating merchants (the “Services”). These Everyday Savings by Payfare Terms of Service (the “Everyday Savings by Payfare Terms”) govern your use of the DOSH platform. All capitalized terms used herein which have not been defined herein have the meanings ascribed to them in your Cardholder Agreement.
1. YOUR ACCEPTANCE OF THESE EVERYDAY SAVINGS BY PAYFARE TERMS
By accessing or using the Services in any way or by clicking to agree to these Everyday Savings by Payfare Terms (or any agreement that has incorporated these Everyday Savings by Payfare Terms) when that option is made available to you, you agree to be bound by these Everyday Savings by Payfare Terms and the DOSH Privacy Policy which is incorporated by this reference into these Everyday Savings by Payfare Terms. If you do not agree to all the Everyday Savings by Payfare Terms, do not access or use the Services and close your Card Account by contacting customer service via the mobile app for the Card.
2. THE SERVICES
The purpose of the Services is to help you save money by rewarding you for certain qualifying purchases and other activities. The DOSH Privacy Policy governs our collection, use, storage, and disclosure of user information. DOSH is in no way affiliated with the merchants that extend offers to you through the Program. Subject to these Everyday Savings by Payfare Terms, we will automatically provide rewards to you when you purchase qualifying goods or services at participating merchants with your eligible Card. DOSH, in its sole discretion, establishes the terms and conditions for each qualifying purchase or action and determines whether you have satisfied such terms and conditions to receive the associated rewards. The following transaction types are never eligible to receive rewards:
- ATM transactions;
- In-store cash withdrawals or cash back;
- Any transactions identified by a merchant as not being eligible to receive rewards;
All offers made available to you are temporary and may become unavailable without notice.
Without limiting any of the other terms of these Everyday Savings by Payfare Terms, if you return, charge back, cancel, dispute, or otherwise request a refund for a qualifying purchase for which you have already received rewards, we reserve the right to remove any rewards from the DOSH account linked to your eligible Card (your “Everyday Savings by Payfare Account”) or withhold future rewards to offset any such amount.
Any rewards that you earn will be transferred to your Everyday Savings by Payfare Account. Rewards typically show up in your Everyday Savings by Payfare Account within 30 days after a qualifying purchase or transaction, but certain transactions like online purchases may occasionally take longer. You are solely responsible for verifying the accuracy and completeness of any rewards transferred to your Everyday Savings by Payfare Account. All rewards received are exclusive of any applicable withholding, sales, use, excise, value added, or other taxes. You acknowledge and agree that you are responsible for determining, paying, withholding, filing, and reporting all taxes, duties, and other governmental assessments associated with your activity in connection with the Services. We are not responsible for determining whether you owe taxes in connection with your access to or use of the Services or for collecting, reporting, or remitting taxes arising from your access to or use of the Services, except for our own income taxes.
In addition to your other representations and warranties in these Everyday Savings by Payfare Terms, you represent and warrant that you will not access or use the Services to engage in any illegal, fraudulent, or other illicit activity nor will you attempt to game the Program or the Services.
3. OWNERSHIP AND PROPRIETARY RIGHTS IN THE SERVICES
You acknowledge and agree that the Services are protected by applicable copyright, patent, trademark, and other intellectual property laws. All words and logos displayed in connection with the Services that are marked by the ™ or ® symbols are trademarks and service marks of DOSH and/or their respective owners. The display of a third-party trademark in connection with the Services does not mean that we have any relationship with that third party or that such third party endorses the Services or DOSH.
4. MISCELLANEOUS
These Everyday Savings by Payfare Terms, including the DOSH Privacy Policy, constitute the entire agreement between you and us regarding the Services. These Everyday Savings by Payfare Terms may not be modified, supplemented, qualified, or interpreted by any trade usage or prior course of dealing not expressly made a part of these Everyday Savings by Payfare Terms. We may, without prior notice or liability to you, discontinue the Services (including terminating the Program) at our discretion or modify the Services by adding or removing features or functionalities, even though such changes may affect rewards awarded to you. We may also revise these Everyday Savings by Payfare Terms from time to time in our sole discretion, subject to applicable law. When we revise these Everyday Savings by Payfare Terms, we will update this document to reflect those changes. You are free to decide whether or not to accept a revised version of these Everyday Savings by Payfare Terms, but accepting these Everyday Savings by Payfare Terms, as revised, is required for your continued access to and use of the Services. If you do not agree to these Everyday Savings by Payfare Terms or any revised version of these Everyday Savings by Payfare Terms, do not access or use the Services and close your Card Account by contacting customer service via the mobile app for the Card. Except as otherwise expressly stated by us, your access to and use of the Services are subject to the version of these Everyday Savings by Payfare Terms in effect at the time of your access or use.
These Everyday Savings by Payfare Terms and any rights hereunder may not be transferred or assigned by you without our prior written consent but may be assigned by us without restriction and without your prior consent. Any attempted transfer or assignment by you without our prior written consent will be null and void. No agency, joint venture, partnership, trust, or employment relationship is created between you and us by way of these Everyday Savings by Payfare Terms.
