Last Updated: December 3, 2021
Spruce uses the DOSH Holdings LLC. (“DOSH,” “our,” “we”) cash-back platform to manage the Spruce Rewards Powered by Dosh® program (the “Program”). DOSH is a third party that is not affiliated with MetaBank® or Spruce. By participating in the Program, you agree that DOSH may create a wallet for you on its platform in order for you to earn and redeem rewards based on qualifying transactions with participating merchants (the “Services”). These Spruce Rewards Powered by Dosh Terms of Service (the “Spruce Rewards Powered by Dosh Terms”) govern your use of the DOSH platform. You may opt out of this program at any time by calling customer support at 855-977-7823.
1. YOUR ACCEPTANCE OF THESE SPRUCE REWARDS POWERED BY DOSH TERMS
2. THE SERVICES
All offers made available to you are temporary and may become unavailable without notice.
Without limiting any of the other terms of these Spruce Rewards Powered by Dosh Terms, if you return, charge back, cancel, dispute, or otherwise request a refund for a qualifying purchase for which you have already received rewards, we reserve the right to remove any rewards from the Spruce Savings Account linked to your eligible Spruce payment method (your Spruce Savings Account”) or withhold future Spruce Rewards Powered by Dosh to offset any such amount.
Any Spruce Rewards that you earn will be transferred to your Spruce Savings Account. You are solely responsible for verifying the accuracy and completeness of any rewards transferred to your Spruce Savings Account. All rewards received are exclusive of any applicable withholding, sales, use, excise, value added, or other taxes. You acknowledge and agree that you are responsible for determining, paying, withholding, filing, and reporting all taxes, duties, and other governmental assessments associated with your activity in connection with the Services. We are not responsible for determining whether you owe taxes in connection with your access to or use of the Services or for collecting, reporting, or remitting taxes arising from your access to or use of the Services, except for our own income taxes.
In addition to your other representations and warranties in these Spruce Rewards Powered by Dosh Terms, you represent and warrant that you will not access or use the Services to engage in any illegal, fraudulent, or other illicit activity.
3. OWNERSHIP AND PROPRIETARY RIGHTS IN THE SERVICES
You acknowledge and agree that the Services are protected by applicable copyright, patent, trademark, and other intellectual property laws. All words and logos displayed in connection with the Services that are marked by the ™ or ® symbols are trademarks and service marks of DOSH and/or their respective owners. The display of a third-party trademark in connection with the Services does not mean that we have any relationship with that third party or that such third party endorses the Services or DOSH.
These Spruce Rewards Powered by Dosh Terms and any rights hereunder may not be transferred or assigned by you without our prior written consent but may be assigned by us without restriction and without your prior consent. Any attempted transfer or assignment by you without our prior written consent will be null and void. No agency, joint venture, partnership, trust, or employment relationship is created between you and us by way of these Spruce Rewards Powered by Dosh Terms.
Last Updated: December 3, 2021
PROTECTING CHILDREN’S PRIVACY
The Services are not directed, or intended to be attractive, to children under the age of 13. We do not knowingly collect personal information from children under the age of 13. If you are under the age of 13, do not use the Services or submit any information to us. If we learn we have collected or received personal information from a child under the age of 13 without verification of parental consent, we will delete that information.
TYPES OF INFORMATION WE COLLECT AND HOW WE COLLECT IT
HOW WE USE & SHARE INFORMATION