PROTECTING CHILDREN’S PRIVACY
The Services are not directed, or intended to be attractive, to children under the age of 13. We do not knowingly collect personal information from children under the age of 13. If you are under the age of 13, do not use the Services or submit any information to us. If we learn we have collected or received personal information from a child under the age of 13 without verification of parental consent, we will delete that information. If you believe we might have any personal information from or about a child under the age of 13, please contact us
TYPES OF INFORMATION WE COLLECT AND HOW WE COLLECT IT
In general, you may visit the Website or download the Application without telling us who you are or sharing any Personal Information with us. When you register for an account for the Services (an “Account”), use other aspects of the Services, or communicate with us for customer service or technical support for the Services, we may ask you to provide certain Personal Information, such as your name, email address, postal address, mobile number, and payment account information. Additionally, if we are required by law for governmental and tax purposes, we may ask you to provide us or our service providers certain government identification numbers, including but not limited to your Social Security Number or Taxpayer Identification Number. We may also ask you whether you want to receive text messages relating to the Services. By providing your mobile phone number, you expressly consent to receive text messages from us relating to the Services at that number. Third-party data and message fees may apply. You may decline to provide certain Personal Information to us, but, if you do so, certain features of the Services may not be available to you or the performance of certain features of the Services may be limited or not work at all.
Information Collected from Devices. When you access or use the Services via a computer or mobile device, including, without limitation, a desktop computer, laptop, mobile phone, tablet, or other electronic device (each, a “Device”), we may collect information from your Device, such as your Device type and manufacturer, your Device operating system and version, your mobile carrier, your Device identifiers, your mobile phone number, your IP address, your browser type, your network connection type, information about the webpage that referred you to the Website or that you visited prior to the Website, and your behavior and activity on the Website and the Application. In addition, if you download the Application to your mobile Device, we may collect information from your mobile Device about your location while you are accessing or using the Application and while you are not accessing or using the Application. We may use this information to provide targeted offers to you and notify you of nearby third-party locations where you may use the Services. You may opt out of the collection of location data at any time by changing your settings on your mobile Device. However, if you do so, certain features of the Services may not be available to you or the performance of certain features of the Services may be limited or not work at all.
Session Cookies: Session Cookies are temporary Cookies that expire and are automatically erased when you close your browser window. We may use session Cookies to grant you access to content and to enable actions that require you to be logged into your Account to perform.
Information Collected from Other Third Parties. We may collect Personal Information from third-party social networks, subject their respective privacy policies and your privacy settings. We may also collect Device identifiers from third-party devices present at certain third-party locations, such as retail stores, restaurants, and other points of interest. Such devices may use wifi, near field communication (NFC), or Bluetooth low-energy (BLE) beacon technology to transmit signals about the location of your Device to us so that we may notify you via push message that you are near a location where you may use the Services.
Transaction Information -
HOW WE USE PERSONAL AND ANONYMOUS INFORMATION
HOW WE SHARE PERSONAL AND ANONYMOUS INFORMATION
YOUR CHOICES ABOUT YOUR INFORMATION
You may opt not to receive promotional emails from us by contacting us or by following the “unsubscribe” instructions in any promotional email you receive from us. Please note, however, that we may still send you non-promotional emails about your relationship with us. You can review and change your Account information via the Website or the Application. To terminate your Account and your right to use the Services please delete your Account via the Website or the Application and immediately discontinue all use of the Services. Please visit this link for information on how to delete your account.
INFORMATION YOU SHARE SOCIALLY
The Services may allow you to connect and share your actions, comments, content, and information publicly or with friends. The Company and the Payment Card Networks are not responsible for maintaining the confidentiality of any information you share publicly or with friends. In addition, the Services may allow you to connect with us on, share on, and use third-party websites, applications, and services. Please be mindful of your personal privacy needs and the privacy needs of others as you choose to connect and share information with friends and others. We cannot control the privacy or security of information you choose to make public or share with others. We also do not control the privacy practices of third parties. Please contact those websites and services directly if you want to learn about their privacy practices.
HOW WE PROTECT YOUR INFORMATION
We have, and require our Third-Party Service Providers to have, administrative, technical, and physical safeguards in place in our respective physical facilities and in our respective computer systems, databases, and communications networks that are reasonably designed to protect information contained within such systems from loss, misuse, and alteration. The measures we use may include storing Personal Information on secured servers, transmitting Personal Information using encryption technologies, and auditing and reviewing our data collection and storage practices. To be clear, we do not store your Payment Card account information, and we do not have control over or responsibility for your Payment Card account information. When you provide your Payment Card account information through the Website or the Application, it is stored and/or processed by our Third-Party Service Providers in order for you to use the Services. Our contracts with these third parties require them to have administrative, technical, and physical safeguards to protect the security and confidentiality of such information. No method of electronic transmission or storage is 100% secure. Therefore, we cannot guarantee absolute security of your Personal Information. You also play a role in protecting your Personal Information. Please safeguard your username and password for your Account and do not share them with others. If we receive instructions using your Account log-in information, we will consider that you have authorized the instructions. You agree to notify us immediately of any unauthorized use of your Account or any other breach of security related to the Services. We reserve the right, in our sole discretion, to refuse to provide the Services, terminate your Account, and to remove or edit content.RETENTION OF PERSONAL INFORMATION
When you access or use the Services, you may be directed to other websites or applications that are beyond our control. We may also allow third-party websites or applications to link to the Services. We are not responsible for the privacy practices of any third parties or the content of linked websites and applications. We encourage you to read the applicable privacy policies and terms and conditions of such parties, websites, and applications.
CALIFORNIA RESIDENTS’ ADDITIONAL PRIVACY RIGHTS
If you are a California resident, this section applies to you. This section describes how we collect, use, and share your Personal Information in our capacity as a “business” under the California Consumer Privacy Act of 2018, as amended by the California Privacy Rights Act of 2021 (the “CPRA”), and the rights you have with respect to your Personal Information. For purposes of this section, “Personal Information,” and “Sensitive Personal Information” have the meanings given in the CPRA and do not include information excluded from the CPRA’s scope. Under the CPRA, subject to exceptions, California residents who use our Services or visit our Website have the following rights regarding their data:
The right to know the categories of Personal Information we’ve collected and the categories of sources from which we got the information (see TYPES OF INFORMATION WE COLLECT AND HOW WE COLLECT IT and below); The right to know the business purposes for collecting or disclosing your Personal Information (see TYPES OF INFORMATION WE COLLECT AND HOW WE COLLECT IT and below); The right to know the categories of third parties with whom we’ve disclosed Personal Information (see HOW WE SHARE PERSONAL AND ANONYMOUS INFORMATION); The right to access the specific pieces of Personal Information we’ve collected about you; The right to request the deletion of the Personal Information we have collected about you; and The right to request the correction of inaccurate Personal Information.
Dosh does not sell or share your Personal Information with or to third parties as we understand those terms to be defined by the CPRA and its implementing regulations. Dosh does not use or disclose your Sensitive Personal Information other than to provide you with the Services and as permitted by California law.
We have collected the following categories of Personal Information from or about consumers within the last twelve (12) months:
A real name, alias, postal address, unique personal identifier, online identifier, IP address, taxpayer identification number, social security number, email address, account name, or other similar identifiers.
Products or services purchased, obtained or considered, or other purchasing or consuming histories or tendencies.
Internet or other similar network activity:
Information on a consumer’s interaction with a website or app.
Physical location data.
We obtain Personal Information directly from you, indirectly from you via third-party service providers that you agree Dosh may receive such information from, and from internet cookies/pixels.
We will not collect additional categories of Personal Information or use the Personal Information we collected for materially different, unrelated, or incompatible purposes without providing you with notice and obtaining your explicit consent. As a California resident, you may exercise your right to know, to correct, or to delete by emailing us at firstname.lastname@example.org. We may require you to verify your identity prior to accessing or deleting your information. You may also designate an authorized agent to make a request to know, correct, or delete. We may deny a request from an authorized agent that does not submit proof of authorization. California residents have the right to not be discriminated against if they choose to exercise their privacy rights.
California Law also permits California residents to request certain information once per year regarding disclosure of any “personal information” (as that term is defined under California’s “Shine the Light” law) disclosed to third parties for such third parties’ direct marketing purposes. We do not currently disclose personal information protected under California’s “Shine the Light” law with third parties for their direct marketing purposes.
We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time, we will notify you of the extension and provide an explanation of the reason for the extension in writing, and we will provide you with a response no later than ninety (90) days of receipt of the request.VIRGINIA RESIDENTS’ ADDITIONAL PRIVACY RIGHTS
If you are a Virginia resident, this section applies to you. This section describes the rights you have with respect to your Personal Data, under Virginia’s Consumer Data Protection Act (“VCDPA”). For purposes of this section, “Personal Data,” has the meaning given in the VCDPA and does not include information excluded from the CDPA’s scope. Under the VCDPA, subject to exceptions, Virginia residents have certain rights regarding their data, including, as applicable to users of Dosh Services: The right to access the specific pieces of Personal Data we’ve collected about you; The right to request the deletion of the Personal Data we have collected about you; and The right to request that we correct inaccurate Personal Data.
As a Virginia resident, you may exercise your right to know, to correct, or to delete by emailing us at email@example.com. We may require you to verify your identity prior processing your request. Virginia residents have the right to not be discriminated against if they choose to exercise their privacy rights. We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time, we will notify you of the extension and provide an explanation of the reason for the extension in writing, and we will provide you with a response no later than ninety (90) days of receipt of the request.
If we deny your request to access, correct, or delete your information, you may appeal our decision by emailing us at firstname.lastname@example.org with the subject “Appeal of Consumer Rights Request.” You must appeal our decision within 45 days of your receipt of our denial. If you have concerns about the results of an appeal, you may contact the Virginia attorney general.